Mortgage Specialists


Here, at Phoenix Mortgage Specialists, Inc., we are committed to offering you premier mortgage services and professional guidance most suitably tailored to your needs. Buying a new home, refinancing, remodeling, or taking on a mortgage of any kind can be difficult for many reasons. It can be burdensome and a challenge to choose the wisest loan product and sift through everything that is not a best fit. This is where we can harness our decades of experience and help you steer towards the right direction.

In all of our mortgage brokerage dealings, customer satisfaction is our #1 priority. Our mortgage specialists are not only fully experienced and adept in the wide array of services, but they also deeply care about the success of our clients. They are not only fully trained and knowledgeable in a competitive market, but they are excited to see people’s dreams of home ownership come to fruition. We want to see families find a place to call home and be able to upkeep and afford it.

Our mortgage specialists are here to serve you.

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Loan Programs

The team at Phoenix Mortgage Specialists, Inc. has an array of mortgage loan programs – (FHA/VA, Conventional and USDA loan products) that are able to meet all of your mortgage financing needs. Whether you have A-1 credit or have experienced credit challenges in the past, they specialize in providing affordable mortgage financing - making your dreams of homeownership a reality!


We are happy to partner with real estate agents in bringing professional guidance and peace of mind to their clients. After finding the property or home of their respective taste, a new homeowner can greatly benefit from the logistic help of a mortgage company. We are committed to offering that help.

Buying a Home

Whether you have purchased a home before, or if you are a first time buyer, the quality professionals of Phoenix Mortgage Specialists, Inc. can help you navigate through the “tricky waters” of the mortgage loan process.


Are you in the market to refinance your current mortgage? Contact the professionals at Phoenix Mortgage Specialists, Inc. They can help!

We love getting behind individuals and families that dream and work hard towards affording and buying property of their own. We love getting behind individuals and families that strive to climb out of debt or strive to improve their mortgage agreements through refinancing. Whether it is a new home purchase or a refinancing process, we would be glad to serve you with our loan programs:

  • We offer mortgage financing on an FHA loan with a credit score as low as 580.
  • We offer no tax return program on an FHA product.
  • We offer manual underwriting on FHA/VA products. with a credit score as low as 550.
  • We offer mortgage financing on a conventional loan with a credit score as low as 620.
  • We offer USDA loans to borrowers with credit scores as low as 580.
  • We offer 24-month bank statement program for self-employed borrowers.

  • Feel free to learn more on our Loan Programs page.

    We would love to work with you, and hear your feedback about our services. It is very encouraging for us to us to hear about the success of our clients after working with us:

    "I was in need of my own home, and Phoenix Mortgage Specialists, Inc. was the answer. They had all the P's - they were Professional, Patient, and Pleasant. If it wasn't for Phoenix Mortgage Specialists, Inc., I probably would still be leasing someone else's home. Phoenix Mortgage Specialists, Inc. worked their magic for me. I can say that I am now a proud home owner!" - Celestine R.

    Phoenix Mortgage Specialists, Inc. is proud to serve all our clients across Georgia and Alabama with premier mortgage products and services specially tailored to their respective preferences and needs. It is our greatest pleasure to be a consistent source of professional guidance and expertise for every prospective homeowner and every individual preparing to walk through this milestone in his or her life.

    We love seeing families confidently owning a home and being able to responsibly manage the mortgage that best fits them. Thank you so much for choosing Phoenix Mortgage Specialists, Inc. For inquiries about our services beyond this page, contact us today. We would love to be of service to you in any way possible, and we would love to help answer any of your service-related questions or concerns.

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